The benefits you elect each fall during the Annual Enrollment period will begin on January 1 of the following year if you are considered actively at work and in a benefits-eligible status on that day.
- If you are a newly benefits-eligible employee, your coverage will begin the first of the month following or coinciding with your start date or the date you change to a benefits-eligible status.
- If you have a qualifying work/life event during the year, the effective date of benefit changes will depend on the type of qualifying event. Click here for more information.
Remember, coverage elections above the guaranteed issue amount require the submission of Evidence of Insurability (EOI) and will not be effective until the date such elections are approved by the insurance company. You should contact the insurance company for more information about EOI requirements.