If you do not enroll for benefits within 31 days of your eligibility date, you will be automatically enrolled in the default coverages below. You will be responsible for paying all benefit premiums from the date that coverage became effective. These deductions will begin on the first paycheck following the benefit enrollment date, or as soon as administratively feasible. Arrears may be applied.
| Benefits† | Budgeted (72+ hours per pay period) | Budgeted (40–71 hours per pay period) |
| Life insurance | 1-times base salary (minimum $10,000) | 1-times base salary (minimum $10,000) |
| STD & LTD* | Basic – 50% | Not eligible |
| McLeod Health 401(k) Plan** | 3% Contribution | 3% Contribution |
†All other benefit options will be considered waived.
* One-year employment required.
**All eligible employees will be defaulted into the 3% contribution rate and will increase 1% each year, if no election is made, until 10% is reached.