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Critical Illness, Hospital Indemnity, and Accident Coverage

Offered By Voya Employee Benefits Compass Critical Illness Insurance

Critical illness insurance pays a lump-sum benefit if you are diagnosed with a covered disease or condition(1). You can use this money however you like, for example: to help pay for expenses not covered by your medical plan, lost wages, child care, travel, home health care costs or any of your regular household expenses. Compass Critical Illness Insurance is a limited benefit policy. This is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

To download your critical illness claim form, click here, or complete online at https://claimscenter.voya.com/static/claimscenter/

Offered by Voya Employee Benefits Compass Hospital Indemnity Insurance

A Hospital Indemnity plan provides cash benefits to help pay for some of the costs — medical and non-medical — associated with a covered hospital stay due to a sickness or accidental injury. The plan helps you focus on getting better, not worrying about how you’ll pay your bills. Voya pays cash benefits directly to you, giving you the flexibility to use your benefits anyway you see fit, either on costs related to treatment or to help with everyday living expenses. Benefits are paid regardless of any other medical insurance.

Offered By Voya Employee Benefits Compass Accident Insurance

Accident insurance pays you benefits for specific injuries and events resulting from a covered accident(1). You can use this money however you like, for example: deductibles, child care, housecleaning, groceries or utilities. Compass Accident Insurance is a limited benefit policy. This is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

To download your critical illness claim form, click here, or complete online at https://claimscenter.voya.com/static/claimscenter/

(1) See the product brochure, certificate of coverage and any applicable riders for a list of covered accidents, along with complete provisions, exclusions and limitations. Insurance products issued by ReliaStar Life Insurance Company, a member of the Voya® family of companies. Home and Administrative Office: 20 Washington Avenue South, Minneapolis, MN 55401. Policy provisions and product availability may vary by state.

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IMPORTANT NOTICE: This site serves as a summary of material modification to the Summary Plan Descriptions.

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