• What’s New For 2025
  • Newly Eligible Enrollment
  • Benefits
  • Other Programs
  • Healthier You
  • Important Notices
  • Contact

Benefits

Benefits Menu

  • Introduction
  • Eligibility
  • Enroll Now
  • Employee Premium Costs
  • Medical Benefits
    • Medical Plans
    • Health Savings Account
    • Prescription Drugs
      • Prescription Drug Coverage
      • Weight-Loss Medications
    • HDHP Plan
    • Surcharges
  • Dental
  • Vision
  • Provider Network
  • Flexible Spending
  • Life Insurance
  • Short & Long Term Disability
    • Short & Long Term Disability Coverage
    • Newly Eligible Short-Term Disability
  • Retirement Savings
  • Employee Assistance Program
  • Behavioral Health Benefits
  • Claim Forms
  • Paid Time Off (PTO)
  • Leave of Absence
  • Income Protection Program
  • Benefit Plan Descriptions

Prescription Drug Coverage

When you choose one of the McLeod medical plan options, you automatically receive prescription drug coverage.

Benefits through the Core and Enhanced Medical Plans offer pharmacy coverage with the convenience of copays without having to meet an annual deductible if you use the McLeod Choice Pharmacy. With the HDHP plan, your medical and pharmacy annual deductibles and out-of-pocket maximums are combined. Out-of-network providers are not covered.

Pharmacy Benefits At A Glance

Click on chart to enlarge it.

Pharmacy Benefits At A Glance

Scroll left or right to view entire chart

Plan ProvisionsCore PlanEnhanced PlanHDHP Plan
BCBS Network (TIER 2)McLeod Network (TIER 1)BCBS Network (TIER 2)McLeod Network (TIER 1)BCBS Network (TIER 2)McLeod Network (TIER 1)
Annual pharmacy deductible$200 deductible per memberNo deductible$200 deductible per memberNo deductibleMedical and pharmacy annual deductibles are combined.
Maximum days supplied30 days30 days90 days30 days30 days90 days30 days30 days90 days
Generic$15 after pharmacy deductible$5$10$15 after pharmacy deductible$5$10$15 after deductible$5 after deductible$10 after deductible
Preferred brand$50 after pharmacy deductible$35$70$50 after pharmacy deductible$35$7070% after deductible; $80 max80% after deductible; $60 max80% after deductible; $120 max
Non-preferred brand$80 after pharmacy deductible$60$120$80 after pharmacy deductible$60$12050% after deductible60% after deductible; $100 max60% after deductible; $200 max
SpecialtyNot Covered80%;
$250 max
80%;
$500 max
Not Covered80%;
$250 max
80%;
$500 max covered
Not Covered80% after deductible;
$250 max
80% after deductible;
$500 max
Plan ProvisionsCore PlanEnhanced PlanHDHP Plan
BCBS Network (TIER 2)McLeod Network (TIER 1)BCBS Network (TIER 2)McLeod Network (TIER 1)BCBS Network (TIER 2)McLeod Network (TIER 1)
Annual pharmacy deductible$200 deductible per memberNo deductible$200 deductible per memberNo deductibleMedical and pharmacy annual deductibles are combined.
Maximum days supplied30 days30 days90 days30 days30 days90 days30 days30 days90 days
Generic$15 after pharmacy deductible$5$10$15 after pharmacy deductible$5$10$15 after deductible$5 after deductible$10 after deductible
Preferred brand$50 after pharmacy deductible$35$70$50 after pharmacy deductible$35$7070% after deductible; $80 max80% after deductible; $60 max80% after deductible; $120 max
Non-preferred brand$80 after pharmacy deductible$60$120$80 after pharmacy deductible$60$12050% after deductible60% after deductible; $100 max60% after deductible; $200 max
SpecialtyNot Covered80%;
$250 max
80%;
$500 max
Not Covered80%;
$250 max
80%;
$500 max covered
Not Covered80% after deductible;
$250 max
80% after deductible;
$500 max

Refill Prescriptions Easily With The Pharmacy App

  • McLeod Choice Pharmacy

    The McLeod Choice Pharmacy Florence app makes it easier than ever to refill prescriptions. It is also fast and secure.

    SEARCH: McLeod Choice RX

    • App Store
    • Google Play

McLeod Choice Pharmacy

The McLeod Choice Pharmacy has convenient locations at the Florence and Seacoast campuses. The Florence Pharmacy offers delivery to our other campuses in Loris, Dillon, Carolina Forest, Clarendon and Cheraw. Our knowledgeable pharmacists and staff provide free patient consultations, answer questions, address concerns and provide important facts about your medications. The McLeod Choice Pharmacy in Florence also offers compounding for prescriptions that require a personal or specialized touch.

The McLeod Choice Pharmacies accept most major insurance providers including Medicare Part D, and employees have a variety of payment options including payroll deduction. McLeod Choice Pharmacy in Florence and Seacoast offer a large selection of over-the-counter products. The hours of our locations vary, so check with your local pharmacy site for current hours. Early evening hours are available at the McLeod Choice Pharmacy Florence location and both offer Saturday morning hours.

To download the pharmacy prescription delivery form, click here.

Pharmacy Network

The McLeod Health Plan uses the Advanced Choice pharmacy network. This network offers access to a wide variety of pharmacy options, including McLeod Choice Pharmacy, Florence, and Seacoast locations; all CVS, Walmart, Walgreens, and Kroger pharmacy locations, plus many grocers and independent pharmacies.

Contraceptive Coverage

In accordance with the Affordable Care Act, McLeod covers certain generic contraceptives at no charge (copay or deductibles) for employees and dependents covered under a McLeod Medical Plan through the McLeod Choice Pharmacy.

Maintenance Drug Mail Order Service

For mail order, call the McLeod Choice Pharmacy Florence at 843-777-3864 or Toll Free 888-810-2267 (option 3) or visit www.mcleodchoicepharmacy.org.

Medication Synchronization

Medication Synchronization (MedSync) is the process of coordinating refills to be processed on the same day each month. This eliminates multiple trips to the pharmacy or multiple delivery charges for mail order packages. For more information, or to enroll, please contact McLeod Pharmacy at 843-777-3864.

  • For mail order, call the McLeod Choice Pharmacy Florence at 843-777-3864 or Toll Free 888-810-2267 (option 3) or visit www.mcleodchoicepharmacy.org.

Cost-Savings Through Step Therapy

The Step Therapy Program is designed to encourage cost-savings by promoting generic drug use and providing consumer education. When you fill your prescription, you will automatically receive the generic equivalent of the medication, if it is available.

If your history shows that the generic drug was previously dispensed and your physician has completed and received approval through the Medication Prior Authorization process, the brand or higher cost medication can be dispensed.

  • Not all medications are included in the Step Therapy Program. For specific information on your prescription benefit, contact the McLeod Choice Pharmacy at 843-777-2166 or Seacoast Choice Pharmacy at 843-366-3107.

    For more information about prescription drugs, go to www.southcarolinablues.com.

  • Quick Links
    • Important Notices

IMPORTANT NOTICE: This site serves as a summary of material modification to the Summary Plan Descriptions.

©2025 McLeod Heallth