Income Protection Program

The Income Protection Program provides you with a “safety net” of protection by coordinating your benefits through the Paid Time Off (PTO), Grandfathered Sick Pay (GSP), and Short-Term Disability (STD) and Long-Term Disability (LTD) plans.

Plan That Covers Absence	Days of Disability
PTO	First 16 hours
PTO or GSP	Day 3 through day 14
STD (50% basic or 60% buy-up with supplement from PTO)	Day 15 (or date that GSP is depleted), up to 180 calendar days or until recovery
LTD (50% basic or 60% buy-up)	181+ calendar days, until age 65, plan limits, or recovery

Eligible employees can view their GSP and PTO balance by logging into Oracle On-line located in the left panel of the Compass.

Benefits

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