Disability Coverage

McLeod Health offers two levels of disability protection: short-term and long-term disability coverage. McLeod pays 100% of the cost of basic coverage if you are budgeted to work at least 72 hours per pay period.

Full-time employees budgeted to work 72 or more hours per pay period automatically receive at no cost basic short- and long-term disability benefits of 50% of covered salary.

Employees classified as part-time or full-time (budgeted to work 40 or more hours per pay period) are eligible to enroll in the optional STD and LTD Buy-Up Plans, which pays a benefit of up to 60% of covered salary.

Effect On Benefits

Employees whose leaves are protected under Family Medical Leave Act (FMLA) and/or who are receiving GSP will remain benefit eligible during the period of FMLA approved leave and/or GSP availability. As long as the employee is benefit eligible, health insurance benefits will be maintained at the same level and under the same conditions as if the employee continued to work. It is the employee’s responsibility to contact the HR Service Center to obtain information on the effect on benefits while on FMLA Leave, including arrangements for payment of the employee’s portion of the required premiums.

Quickly get information about your disability claim

New York Life

Check the status of your disability claim by calling New York Life at 888-737-3855.

If You Need to Take a Leave of Absence

For information on application and approval of any and all continuous and/or intermittent leaves of absence, FMLA and/or short-term disability benefits, you should inform your manager, Human Resources and New York Life.

Follow your department’s call-in procedure on or before your first day or partial day out of work. Tell your director when and for how long you plan to be absent, arrive late or leave early for a qualifying Family and Medical Leave, Leave of Absence or Intermittent Leave.

Contact New York Life within your first day or partial day out of work at 888-842-4462.

Provide details and inform New York Life about your illness, injury or pregnancy including symptoms and/or diagnosis, doctor, hospital or physician visits, including dates and contact information.

In order to approve or deny your leave request, New York Life will review the details of your leave request and may request information from McLeod, your physician or hospital. New York Life will send you
a letter that explains the decision to either approve or deny your request, along with your necessary next steps. If you have questions, contact the HR Service Center at 843-777-2595.

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