• What’s New For 2025
  • Newly Eligible Enrollment
  • Benefits
  • Other Programs
  • Healthier You
  • Important Notices
  • Contact

Benefits

Benefits Menu

  • Introduction
  • Eligibility
  • Enroll Now
  • Employee Premium Costs
  • Medical Benefits
    • Medical Plans
    • Health Savings Account
    • Prescription Drugs
      • Prescription Drug Coverage
      • Weight-Loss Medications
    • HDHP Plan
    • Surcharges
  • Dental
  • Vision
  • Provider Network
  • Flexible Spending
  • Life Insurance
  • Short & Long Term Disability
    • Short & Long Term Disability Coverage
    • Newly Eligible Short-Term Disability
  • Retirement Savings
  • Employee Assistance Program
  • Behavioral Health Benefits
  • Claim Forms
  • Paid Time Off (PTO)
  • Leave of Absence
  • Income Protection Program
  • Benefit Plan Descriptions

Choice Of Network Providers

If you choose a McLeod Medical Plan, you will have a choice of two provider networks:

  • McLeod Provider Network. When you use a McLeod provider for your health care needs, you receive excellent quality care at the lowest cost to you. The McLeod Network Provider list is located in the Businessolver reference center on McLeodOracle.org or click here to view.
  • Blue Cross Blue Shield Provider Network.

All benefit-year deductibles and copayments must be met before any covered and allowable expenses can be paid. Physician Office Visits for Primary Care require a $35 copay at both the BCBS Network and McLeod Network. Coinsurance amounts (items stated as a %) indicate what McLeod pays after annual deductibles and copays are met. Allowable charges are paid at 100% after the out-of-pocket maximum is met. There are no lifetime limits under the plan. However, all services are subject to the provisions of the Summary Plan Descriptions.

To find a network provider, go to www.southcarolinablues.com or contact your provider to confirm their acceptance of BCBS insurance.

  • For additional information, contact Blue Cross Blue Shield customer service at 800-760-9290.

  • Quick Links
    • Important Notices

IMPORTANT NOTICE: This site serves as a summary of material modification to the Summary Plan Descriptions.

©2025 McLeod Heallth