If you choose a McLeod Medical Plan, you will have a choice of two provider networks:
- McLeod Provider Network. When you use a McLeod provider for your health care needs, you receive excellent quality care at the lowest cost to you. The McLeod Network Provider list is located in the Businessolver reference center on McLeodSmartAtWork.com or click here to view.
- Blue Cross Blue Shield Provider Network.
All benefit-year deductibles and copayments must be met before any covered and allowable expenses can be paid. Physician Office Visits for Primary Care require a $35 copay at both the BCBS Network and McLeod Network. Coinsurance amounts (items stated as a %) indicate what McLeod pays after annual deductibles and copays are met. Allowable charges are paid at 100% after the out-of-pocket maximum is met. There are no lifetime limits under the plan. However, all services are subject to the provisions of the Summary Plan Descriptions.
To find a network provider, go to www.southcarolinablues.com or contact your provider to confirm their acceptance of BCBS insurance.